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As risk issues become more complex and companies look for ways to remove this exposure from their balance sheets, traditional insurance tools and methods are not always adequate. Yet there are many who continue to believe that standard solutions can still be applied to non-traditional needs. Simply offering boilerplate products is not the most effective way to solve a problem. And that is where we differ.
With nearly a century of experience, Barney & Barney has the unique capability of developing innovative products that are outside the mainstream of insurance for clients with non-traditional needs. We develop custom made insurance programs from the ground up and provide unbundled services, such as underwriting and loss control services. Among the alternative risk programs we have established are large deductive plans, restrospective rated plans, captives and self-insured programs as well as self-funded plans for clients with unique benefits needs. We also work with risk purchasing groups and risk retention groups.
We partner with you to analyze your needs, create a tailor made solution and develop you the most beneficial and suitable program for you. Our team of industry professionals, coupled with our strong carrier relationships, rivals any in the marketplace. Our access to insurance, reinsurance and capital markets, as well as our depth of experience are unsurpassed.
At Barney & Barney, we listen to insure your success. We are well positioned to understand your business, make sure you are protected and focused on delivering a solution that meets your needs.
Among the alternative risk programs we have developed are:
Property & Casualty
- Retrospective Rated Plans
- Large Deductible Plans
- Captive Insurance Programs
- Self-Insurance (Workers' Comp only)
- Wrap Ups
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Employee Benefits
- Self-Funded Programs
- Minimum Premium
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For more information, please contact:
Terry Moore
Principal
(858) 587-7557
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